SoFi Technologies has been struggling this year, with its stock down 37% since January. Yet, some investors see potential value as the company prepares to release its Q2 earnings on July 29. Expectations are cautiously optimistic, with analysts forecasting earnings per share of 11 cents on revenue around $1.11 billion.

Despite the slide in share price, SoFi continues to operate in a fast-growing financial services space, blending technology with personal finance. The upcoming report will be a key moment to gauge how well the company is balancing growth and profitability after a challenging start to the year.

Market watchers will focus on whether SoFi can meet or beat these modest projections, especially given the broader economic uncertainties. This quarter’s performance might also indicate if recent strategic moves pay off, or if further adjustments are needed.