According to a recent Bearingpoint survey, 23% of adults in Switzerland engage with cryptocurrency at least occasionally, a figure that dwarfs Germany's 11% rate. This gap highlights how Switzerland's early regulatory moves and supportive environment have accelerated crypto adoption far beyond its neighbor.
The study, which polled over 4,000 people across Germany, Austria, and Switzerland, revealed that Austria sits in between with 18% crypto usage. But beyond ownership, Swiss respondents are more optimistic about digital assets’ future roles. For example, 37% of Swiss see crypto as a valuable investment compared to 23% in Germany. plus 45% of Swiss believe cryptocurrencies could become international trade or reserve currencies, a view shared by only 32% of Germans.
Switzerland also leads in openness to government-backed digital currencies. Forty-four percent said they would consider using a central bank digital currency like a digital franc in everyday transactions, surpassing Austria’s 38% and Germany’s 29%. This enthusiasm reflects the country’s broader crypto ecosystem, which has flourished since the 2021 DLT Act. Crypto Valley alone hosts nearly 1,750 firms, and major banks like DZ Bank and Dekabank are gearing up to offer crypto services to millions of clients.
