XDC Network launched its XDC AI marketplace on July 29, letting autonomous AI agents independently purchase digital services and APIs using USDC. The Layer-1 blockchain showed off the platform at a New York event with co-founder Atul Khekade demonstrating how agents can now spend money without human approval, equipped with spending caps and temporary access keys to prevent runaway transactions.
The system runs on Coinbase's x402 open payment standard, which has already logged over 100 million transactions since 2025. Agents get smart wallets with compliance built in and use gasless USDC settlements, meaning they skip the need to hold native gas tokens. XDC itself processes roughly 2,000 transactions per second with 2-second finality as an EVM-compatible blockchain.
Fiat rails and developer expansion
XDC is partnering with Bridge, a Stripe affiliate, to wire up regulated stablecoin and fiat on-ramps. The deal targets programmable financial identities and smooth fiat-to-stablecoin conversions. By year-end, the platform plans to add research tools and travel booking for agents, while the ElizaOS AI agent framework is getting an XDC plugin so developers can tap the marketplace directly.
Analysts see agentic commerce handling trillions of dollars in transactions by 2030. The infrastructure play sits at the intersection of regulated crypto payments and autonomous systems, where compliance guardrails matter as much as speed.
This is informational content, not financial advice. AI-driven commerce is experimental and carries execution risk.
