CryptoXRP Predating Bitcoin? Ripple's Former CTO Sets the Record Straight
Ripple's CTO Emeritus David Schwartz has clarified that while a precursor payment network concept by Ryan Fugger predated Bitcoin by five years, XRP itself launched in 2012 — three years after Bitcoin. The statement came in response to a viral claim naming XRP the oldest digital asset.
June 28, 2026